The rental car coverage exclusions include “-- rental vehicles with a retail purchase price exceeding €35,000 (or local currency equivalent);” (currently 35k€ = £31,400)
Today I’ve had a rental car delivered to my house. I booked a ford focus automatic (or similar). The rental car company have delivered a Mercedes A class AMG Premium. Clearly not so similar in terms of vehicle cost but I couldn’t refuse it as they’ve delivered it to my home and completed their end of the service.
Does anyone know if the ‘retail price’ means the manufactures recommended selling/list price for a brand new car or does it mean the actual retail value for a second hand car of the same make/model/miles. It’s not definited anywhere but clearly if it is the manufactures new list price this will have a huge impact as they are always over inflated vs the cost of a similar second hand model.
I know it’s been mentioned previously but can Curve not get rid of this low limit. I selected the 4th cheapest car on the rental company’s list and it would appear I’ve exceeded it. I’m not suggesting they cover supercars but a lot of mid size brand cars will exceed the current limit.
This situation is a prime example of why this limit renders the Curve policy worthless. I now can’t buy 3rd party excess cover as no insurer will provide cover because the rental has already started!
I did try calling AXA today to ask the question in point 1 but as it’s the weekend they’re now closed so I thought I’d turn to this forum to see if anyone has asked it before?