I make large online payments several times per week, which I need to verify each time using 3D-Secure MasterCard identity check. Until recently, Curve’s implementation of 3DS caused a push notification to my iPhone, which I would then accept in the Curve app. In the very rare event that there was a problem receiving the push notification, I could opt instead to receive a 6-digit code by SMS.
Since 31st July 2021, Curve has started sending the 6-digit code by SMS by default, with a link within the 3DS MasterCard identity check window stating “Having trouble? Use my Curve app”. I then have to click on this link to receive the push notification. Curve has reversed the two verification methods.
This is annoying because:
- It creates an unnecessary additional step in the MasterCard identity check process to avoid the tedious process of switching between apps to enter a 6-digit code.
- I subsequently have to read the SMS to get rid of the red unread message indicator on my iPhone’s Messages app, even though I verification the transaction by push notification.
How can I go back to the previous configuration whereby push notification to the Curve app is the default 3DS vertification method?