Anti embarrassment mode still working?


Is anyone else having issues with Anti-Embarrassment mode in the last few days? Have had 2 x transactions hard decline even though backup card with sufficient funds was set up?

Thanks as ever.

It works completly fine for me.

Maybe your underlaying card blocked the transaction?

If his underlying card would have blocked the transaction the anti-embarrassment mode would/should actually have kicked in and the transaction would/should have been put on one of the two back-up cards.
Assuming anti-embarrassment mode is working then, in the case the selected underlying card was blocking the transaction, the transaction would only have been (totally) rejected if all the cards (the selected underlying card and both back-up cards) would have blocked/rejected the transaction.

Not all declines can be ‘intercepted’ by the anti-embarrassment mode. Some are mentioned here:

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Query - how many times have you had a transaction fail one 1 card and go through anti-embarrassment mode in ‘the last few days’ (as the OP framed the issue)?

two times, one time it was my fault (selected wrong primary card) and the second time my bank declined the transaction, but my backup card worked fine.