So I applied for curve black with the expectation it delivers higher limits, etc and it does and it’s great. But subscription model? For a one time manufacture and issue of a metal card?! What?
I pay £450 a year. I get unlimited airport lounge access, centurion lounge access, additional cards for free, membership rewards, concierge and membership deals.
I pay £140 a year. I get 2 free airport lounge visits and discounted access after that for me and guests. Additional card for free, membership rewards, global assist, travel insurance and other deals.
Yes amex isn’t taken everywhere, but it’s less of an issue than it used to be.
I like the concept of curve for allowing me to benefit from the MasterCard use of amex but would I pay £13 (revolut as an example) a month (£156 a year) for a metal veneered card and next to no extra benefits to what I already get with my current card providers?
I can only think the majority of people for this change are literally trying to impress their friends with a metal card. So instead of useful beneficial features being developed, we’ve got “metal cards and subscription model” taking up valuable development time.
No Apple pay, Google pay, Fitbit pay, etc yet
No amex integration beyond a select few in a beta test
No integration with concur, expensify, etc (these two actually don’t even feature on the product road map).
Metal card should be in the “nice to have” column but instead its landed in the “must have”. I’d love a unique looking card but not at the detriment of useful features.
It just seems like it’s going the wrong way in my book plus the additional fear my £50 “one time fee” will become a free tier account when I fail to agree to the new terms and conditions that will come with any subscription model if they don’t grandfather existing curve black holders into the scheme for free.