Any insurance experts out there?
One of the reasons I went for a Metal card was the gadget insurance. Now I could be being really dumb here, but presumably the gadget insurance covers you when you’re in the UK and not only when on holiday?
Secondly, the policy states it’s a secondary policy and you have to claim on any other policy you have before using this. So, if you damage a gadget in the UK and have a home insurance policy that covers items away from the home, would you be obliged to claim on that first? Or, does it have to be a specific gadget insurance policy?