Choose your benefits Metal/Black

Apologies if it’s already been raised but how about flexible benefits for Metal and Black subscribers? For example Metal has 100 points to spend, Black has 50 points:

Travel/gadget insurance is 20 pts
LoungeKey is 20 pts
Each cash back retailer is 10 pts
Etc.

So Metal could have 10 cash back retailers or insurance + 8 retailers.

That way subscribers can really get the benefits they value from their fee.

Thoughts?

actually this is a quite good idea. voted!

Sounds great, voted!

Great idea!