So if you withdraw cash from an ATM with curve and CC company decides to invoke a cash advance fee, or maybe, you buy crypto/currency etc. how long until the penalty charges appear on your online daily transactions?
Once transactions have gone from “pending” to “cleared”, do charges appear after it moves from pending to cleared?
Or is it at time of statement? Which could be 1-4weeks of charges without you knowing you were accumulating…?
CC companies shouldn’t be able to see it’s an ATM transaction as those have a changed MCC code. Money transfer/top-up/cash advance might trigger fees on your card end, and those should be seen when the transaction settles on your card. However, for some banks any incurred fees only appear on the monthly card report.
Do you know what MCC is passed on for ATM withdrawal? Thanks!
I will send you a PM, since I don’t know if that information should be public.