Hello - I am interested in the Curve Card but I cannot find the answer to a key question.
Context: I have a Chase (Visa) Credit Card that normally earns 4x points on dining and 1x points on everything else.
Question: If I load this Chase Card onto the Curve Card, and then transact at a restaurant (with Curve) - Will I still earn the 4x points from the Credit Card company (4x points for Dining)? Or will I only earn 1x points (general transaction)? I read online that transactions post to your credit card as “Curve - Restaurant X”. Meaning the credit card company cannot tell that this transaction was for restaurant/dining. So instead of awarding 4x point for dining, it would only reward 1x points. Is this true? I am trying to understand how using curve affects earning credit card points that are tiered (4x points for dining, 3x points for travel, etc) given all charges post as “Curve - XX”.
Thanks in advance for the help!