Disclaimer: Your capital is at risk when you invest, especially when investing in startups and early stage businesses.
What is equity crowdfunding?
Equity crowdfunding is the process whereby people (i.e. the ‘crowd’) invest in an early-stage unlisted company (a company that is not listed on a stock market) in exchange for shares in that company. A shareholder has partial ownership of a company and stands to profit on an Exit Event (i.e. IPO, merger or sale) should the company continue to perform well and increase in value. The opposite is also true, so if the company fails investors can lose some, or all, of their investment.
Who can invest?
Anyone over the age of 18 from anywhere in the world. However, due to local laws and regulations, retail investors located in the USA, Canada and Japan will not be able to invest in this crowdfunding.
This crowdfunding is not directed at or addressed to retail investors in Belgium, France, Germany or The Netherlands. Local laws and regulations restrict our ability to offer securities generally to the public in these countries without publishing a prospectus (or another information document) which is approved by the local regulator. We have therefore decided that the crowdfunding will not be directed at, or addressed to, the public (including retail investors) in those countries generally. We may, however, be able to make a limited offer, to up to 150 investors from Belgium, France, Germany and Netherlands.
So, whilst you may indicate your interest in investing once the crowdfunding goes live, Curve cannot guarantee that it will be able to make an offer of securities to you. We understand that this will be disappointing to our customers in those countries, and this is something we will consider for any future crowdfunding.
Note: Retail investors are individual investors (as opposed to institutional investors).
How to pre-register?
Visit our pre-registration page to register for exclusive access to invest.
When will the campaign go live?
Pre-registration Curve customers: 09:00 GMT on Tuesday 25 May 2021
Pre-registration non-Curve customer: soon after
How much can I invest?
You can invest any amount from £17.24 up to a million!
What happens after I invest?
Once the pitch reaches its target and closes to further funding, the completion process starts. At that point, all investors will receive a copy of the Articles of Association via email and will be informed of the cooling off period. Once the cooling off period, which is generally no less than seven days, has expired, the payment collections process starts and then electronic share certificates are issued.
Why is Curve crowdfunding?
Whilst we have just secured £72.5m from our latest institutional funding round (Series C), we want to bring you, the Curve community, even closer to our journey. You are at the heart of what we do and we wouldn’t be here without you.
The funds raised will contribute to our turbo-charged growth by investing in product innovation and international expansion.
How can I make a return on my investment?
We are laser-focused on our growth plans which we believe will drive value creation for our shareholders. In fact, since our previous crowdfunding round in September 2019, our valuation is up x3. While an IPO is not something we are contemplating today, we are aware of the investment horizon of all our shareholders and would consider listing the company when it is ready for public markets.
What investor rewards are you offering?
We have planned amazing rewards, including and not limited to: access to our Community Investor Group, a limited edition Curve swag pack, and free upgrade to metal and an annual call with our founder!
Can I sell or transfer my shares?
As Curve is a private company, the shares you are issued are not readily tradable, except in exceptional circumstances (such as a liquidity event*), and in any case subject to all the restrictions set out in our Articles of Association. As with any investment, you should remember that investing in shares carries an element of risk and there is no guarantee that a liquidity event will occur. You may not therefore have an opportunity to sell your shares and may lose your investment.
*A liquidity event is an acquisition, merger, initial public offering (IPO), or other action that allows founders and early investors in a company to cash out some or all of their ownership shares.