So i got an email from Curve on Dec 17, 2018 at 4:24 PM ( i presume the rest of community did as well ) and when i finished reading it I went WOW … i am glad i was part of this game-changing fintech company as one of its users … but fast forward 2019 Q1 besides an overrated Metal card there is not much to show for
I paid the £150 upfront for a metal card …tempted with the below offers that was out but besides waiting and hoping tomorrow would be the day when all the features come into effect but nothing and the rollout has been at a snail pace
- Lounge Key (still waiting) / no free lounge visits as the AMEX Gold card gives u
- Permanent 1 % cashback (still nothing)
- AMEX integration ( was excited for 1 day and then gutted =)) … no matter the arguments of being unfair merchants agreement etc / whats the update on Curve getting AMEX back nothing- no timeline?
the below were also said to be new features from the email back in 2018 Dec which have still not materialised and was against all CURVE cards.
- Curve sent P2P and Curve Cast
- Curve Credit
- Swipe to cancel subscriptions
So My question is CURVE you have so many people invested in ur metal card what makes it premium compared to N26 /Revolut who have similar features and their lounge access to available the moment u register?
The AXA insurance has so many ifs and buts you wonder if it actually covers u for anything at all … I am too scared to even call them in case something goes wrong to get a claim only to be told that is not applicable under some clause buried under many pages T&C …
when I first joined CURVE I was impressed and thought here is a company with a vision to make banking simple but as time goes it’s as convoluted as the rest of the bunch
Sorry if the post may seem a bit disjointed but it’s just been a frustratingly long wait … if the features were not ready … the Metal card should never have rolled out … think everyone would have waited and enjoyed it more with all features available.
Besides an overpriced metal card/expensive paper weight … which is apparently worth £50 (non refundable ) if i cancel my metal subscription today … i dont really see any benefit from being a premium card holder …
There is also no dedicated concierge service which you would get with N26/Revolut if you go METAL?