Going to South Africa hopefully in March. The best rate is to simply take money out there.
However what’s people’s experiences on declines and the use of ATM’s. Does it even work? Do the ATM’s charge their own fee? Do most shops work or does curve class it as high risk and then you’ll get a decline. I will take some cash from here as you should always have a backup.
Also is curve black legacy £400 fee free from the ATM and then 2%?