Like many others with exemplar credit, I too was declined. I was irked, because the reason I was declined was because I didn’t put my outgoings in the application - this was because it was not possible, and yes, I tried, many, many times. Curve responded to me and said it was a fault on the iOs version, and “Could you try and apply again ?”
Well, no, I can’t. Because if you click on the Curve Credit Beta, there was the “Sorry” notice which you couldn’t do anything about.
“Oh”, came the response, “I didn’t know that”. “Could you let us know your outgoings?” This I did. “We’ll get back to you by Friday with a decision”…which came today, and you will be unsurprised to hear was a refusal. “Not this time”, apparently. Curve honestly give the impression of being run part time by someone from their back room sometimes.