I’ve recently withdraw from the same ATM, same day, same hour 200 JOD (Jordanian Dinars).
I’ve used Curve and then Revolut.
- Curve charged me 280 EUR
- Revolut 272 EUR
8 Eur dif in such a small amount. What’s the reason?!
I notice that Curve exchanged JOD to USD and then to EUR. Can this be the reason?
Was it during weekend? At which Curve subscription tier you are?
Yes, it was on a saturday. Both withdrawals were made with less than 5 minutes interval.
Both Curve and Revolit are the basic free accounts.
Total fees applied was only 3,8 eur (which are similar to Revolut: 4 eur)
The dif to Revolut is 8 eur!! which is only explainable by the exchange rate applied. NOt good at all for such a small amount.
Maybe ATM charged own fees for withdrawal with curve card? Was network same for both cards? (mastercard).
Same ATM, same day, same time.
Diferent networks: Revolut is VISA, Curve is Mastercard.
Weekend surcharge + different fx rate (MC vs Visa)
No, not possible. Both use Interbank Exchange rate. Both apply almost the same fees. Fees diference was only 0,2 Eur.
Very strange … maybe bye bye Curve …
No, Curve does not use the interbank rate anymore, they use the MC rate.
Why curve did JOD → USD → EUR ? Is that some sort of standard to exchange for less known currencies?
No idea. My curve transaction is on USD and not on JOD.
Did ATM showed any screens about DCC ? (dynamic currency conversion).
It happened to me in 2020 that a Jordan Kuwait Bank ATM gave me JODs but charged my Revolut Mastercard in USD without a DCC prompt.
Yes, it was also the Bank I used. The strange thing is that revolut it went well…
Maybe because your Revolut is Visa, mine was Mastercard…but as you see I would bet on the ATM doing the conversion.
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