When the Curve card gets aautomatically blocked by the fraud engine, allow the user to unblock the card in app by fingerprint / pin / faceID
For “risky” transactions / transactions from “risky merchants” payed by card, that normally get declined by the fraud engine, notify user in app and allow him to approve the transaction / whitelist merchant for future transactions (by fingerprint, faceID, in app pin)
1st transaction will be declined then due to timeout, but Curve user can use the card again to make the purchase and 2nd transaction will get approved.
- much smoother experience for user
- less workload for Curve staff to unlock cards again / approving transactions manually
- higher acceptance rate for Curve cards