Unable to use this card with HMRC- not recognizing and rejecting due to address being different (standard error message) This is clearly wrong and a Curve issue. I got this card for this very reason- I pay an annual fee. I have received no feedback/support/response to messages for months and there is no phone support. THIS IS UNACCEPTABLE AND BORDERLINE FRAUD.
WHERE IS THE TEAM? WERE IS THE CEO? WHERE IS THE COMMUNITY SUPPORT FOR BUSINESSES??
If you do manage to pay HMRC with your Curve card the underlying credit card will probably charge a 5% fee! This is just the beginning of the Curve journeyā¦
I donāt see why. Itās not a usual response to cancel a subscription if thereās a delay in response from customer services but Curveās customer services is so dysfunctional itās not a normal situation. What other Fintech has to be contacted by Twitter or Facebook in the hope that that gets a response? And what others take weeks or months to respond if a card is stolen or you want to cancel a subscription. You canāt run a company where there are IT and other issues with no customer service and an ethos of not providing any information about anything.
In any case a Curve Metal subscription has a minimum term of 6 months. If the subscription is cancelled which not paying any subscription fee will be classed as, within the first 6 months there will be a £50.00 charge for the card.
And as Curveās customer service is so dire many will find thereās little alternative but to cancel the subscription unilaterally. Paying for a service thatās not being received in breach of contract.
Whatās amazing is that Curve are unwilling or unable to resolve the lack of customer service. Even simple steps such as having a Curve representative on here would help, and presumably wouldnāt cost much, but their failure to do so makes me think this is a systemic issue with Curve which is also reflected in the lack of investor updates.
I assume youāre referring to Joel who, without getting too personal, exemplifies the problem - occasional contributions, promises of updates that never materialise, and ignores requests for information. As I said, thereās systemic problems with Curve with regard to customer support.
Now the Community Manager to use his proper title, can only work with what he is given.
You wanted a Curve representative I told you there is one but then of course there is something else to moan about, because of course there would beā¦
Told people here run while you can. Cancel the card and be done with them there is no support. If metal and black were a 10 min wait time for support I would sign up for black card now
Iām complaining because there is no effective customer support. Sure, thereās a Curve representative, and I was aware of this before my earlier postings today. Heās ignored my requests for help as heās done for others. But critically, he is disengaged, and the performance of the Community Manager is just as impactful as Customer Support. Curve should realise that calling someone āCommunity Managerā or having āCustomer Supportā means more than just a title. The job needs to be done and thatās not happening. If this continues thereās no way Curve will survive, and since thereās obviously no investment in customer support or community engagement I assume the money is running out, and as subscribers walk away theyāll be less moneyā¦
Well itās always nice that someone without an Curve account is putting their points across but it would have more value if you actually were using the product.
Then again maybe that might just be meā¦
I can tell you this for nothing, I have skin in the game, both as an investor and as an actual user thatās had a card so long ago, that I remember when they only offered cards to business users.
Who was was so interested in the product he had a business?
I still have a no fee account and I walked from Curve because of the awful service. I think potential customers should be aware of what they are getting for their subscription. Iāve a friend who wasnāt aware of the grim performance of Curve and is now Ā£800 out of pocket after a transaction was cancelled with a vendor but remains as a charge through Curve. Theyāve gone through the āCurve experienceā of trying to get the funds returned but have had no contact with customer services for 10 weeks and counting.
Iāve also lost money through my engagement with Curve. I subscribed to Curve Metal when I naively trusted Curve when they said that Amex would be back after the three-day hiatus of being able to use Amex as an underlying card. I again naively trusted Curve when I was charged a 5% fee for using Curve Fronted with my Virgin Atlantic credit card and was told by the Community Manager that the situation was being investigated with Virgin Money. I really didnāt expect a financial institution to then ignore all requests for updates on either issue presumably because the news from Amex and Virgin undermined the Curve offering. Continuing to promote Curve Metal is fundamentally dishonest and Iām not going to quietly let others pay fees to Curve when they canāt deliver.
Thereās a simple solution for Curve - they need to deal with account problems and be honest with customers - no more of the āunusual level of customer queries so there may be a bit of a delay before hearing from themā. Curve is not fit for purpose now and if it canāt resolve the ongoing crisis it should close the doors. I suspect it is currently trading without sufficient funds which means the director(s) should take action. Whatās really needed is a U.K. newspaper to pick up in whatās going on in their financial pages.
Have any of you though of filling a complaint with the ombudsman?
Itās what itās basically there for and will potentially lead to compensation although it can take a bit to get a result itās stil worth doing.
If curve donāt respond within 8 weeks you can file anyway.
So youāre a consumer champion of sorts? Hmmmmm interestingā¦
Just because you feel that Curve didnāt work for you does not mean that Curve isnāt working perfectly for thousands of others. However I can see youāre on a crusade of sorts, everybody needs some sort of hobby I guessā¦
This is pretty silly. It certainly didnāt work for me as I was caught up in the Virgin Atlantic and Amex fiascos. On both occasions Curve said they were investigating and did nothing. Is that a reasonable way to behave as a responsible Fintech?
Curve is not functioning properly and Iām sure is not working perfectly for anyone. When a financial company ignores customers and costs them money I donāt think they should carry on as though everything is fine. Financial companies have to be held to a high standard, something that is sorely missing with Curve. And Iām not sure at all itās the product, it used to work well. Itās the ethos of the company to be secretive and opaque and the staff playing along.
So Iāll carry on commentating on the ineptitude of Curve, and thereās no shortage of material on this on a daily basis as the service collapses.