Lloyds Banking Group T&C changes

Lloyds Banking Group (Lloyds, Halifax and Bank of Scotland) are changing their credit card T&C as follows:


Changes to Cash transaction types

From 15th October 2021, certain cash-like transactions will be treated as Cash transactions instead of Card purchases:

  • Sending money orders or wire transfers (other than balance transfers or money transfers).
  • Buying coins, bank notes or digital currency.
  • Paying government or court fines, enforcement penalties, fees or costs.
  • Online trading such as share dealing or investments.
  • Purchasing or topping up electronic money, payment cards, mobile wallets or account dashboard services.

Can @Curve_Marie @Social_Adam or their colleagues confirm if Curve will be impacted by these changes, especially the references to electronic money, digital currency and mobile wallets?

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