More Metal Benefits?

Yeah I understand, idea’s are always welcome, its just 3 years could put a lot of folk off. It would be better to do an escalating discount after 12 months for example, say charge £20 but after 12 months it drops £2.5 and 12 months after it goes down another £2.50

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Link your two cards together and get double cashback on some stuff!

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Old article, I work in a phone shop and most people are taking out 3 year contracts to lower the cost of their phone. I do agree though, wouldn’t take a 36 month contract out myself for a mobile and certainly not for a card - circumstances can change a lot in that time and technologies develop


My only bug bearer with my Curve Black is the % and the amount of retailers I can claim from (3). for £9.99 a month, it would be more beneficial for a higher % back each time or more to allow from (6 would be best) … most retailers (and the ones I have selected) that are available I wouldn’t spend £100’s in to get a decent return.

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I think a concierge service would be a nice item for metal card holders


£240 a year, locked in for 3 years so really £820 for 3 years, for a card that offers very very little in benefit,

Dude you’re high or something. Just get a better bank card if you’re looking for exclusivity, or better self-esteem.

As a metal subscriber about to downgrade to blue, Curve really need to up their Metal and Black offerings.

Conciege, Exclusive tickets, Travel upgrades/perks when booking with Curve, Membership of hotel and flight loyalty programmes at a above minimum level, Members only events, cashback across the board on all purchases (can be variable, i’ve no issue with that). credit towards uber/freenow/mytaxi/gett/lyft, preferential exchange rates for curve cash to gift cards for major retailers or membership program points, e.g. transferring curve cash to Club Eurostar points.

They don’t need another tier, they need to improve their current ones.


As an investor I have high hopes for the future of curve.

I agree with some your ideas.

Perhaps the investor card could be mirror finish metal?

Why not include biometric authentication too? It’s available in UK and removes contactless limits.

I like my red metal card, it’s durable and people often remark on it’s unusual appearance; I had an Amex centurion metal many years ago and that had a similar reaction in UK.

But overall, it’s the concept of curve that fits best for me. Sure, travel insurance is a great benefit but not the cash back.

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I can tell you from experience over the last 12 months, the metal card (in particular the red one, as that’s the one I have) is not durable.

Mine is currently delaminating all along the lower edge of it, most pronounced at the side that enters the chip and pin readers.

The red coating is chipped through light use and due to it only being a surface coating, every single scratch is visible.


Credit towards things like Uber and travel is a great idea, we should also getl credit for things like Just Eat and other food outlets too! Oooh could only dream

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I think it would be a more sensible idea to add more benefits to the higher tier but its a good idea and i get where your going with it. I really just want to see more benefits added this year personally.

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However it would have to be for everything, not just booking travel.
Sometimes i need to ring into work sick and i cant bring myself to do it, so if curve could that would be next level elite


Totally agree with you on this. It took a lot for me to jump from Blue to Black, but I did that simply for the fact Metal offers literally nothing different other than a metal card… I pay £9.99 a month for a restriction of 3 cash back providers and that’s about it! I don’t travel as much as others that use, especially not abroad anyway! I’d go back to blue, but I try and do a lot of self-promoting given the fact I am an investor, so it doesn’t look good if I am sat on the free-tier.

Curve needs to offer more to metal and black 100%!

Unlimited cash back, not restricted, other incentives (country-based; so for me UK) - Uber, UberEATS, free coffee (Costa or Starbucks or something like that) once a month for members, or something a long those lines.

SOMETHING BIG needs to be added. I won’t jump to metal as I don’t spend enough at the 3 choices to claim back more than what I spend on the monthly subscription.


Another useful addition could be Breakdown Cover, which most paid tier cards i’ve seen include.


What about benefits with some partners (as N26 scheme). Discount on booking, car renting etc?
Or a cashback bonus (2% instead of 1%) merchant which change everyweeks? The merchant could be chosen by the community with a week survey. It involves users…


To pay a premium subscription for a Curve card, as suggested here then you would expect premium benefits, free lounge access, 1%+ cashback on everything, etc. I have an Amex Platinum and the card pays for itself with Amex offers, car hire insurance, lounge access, etc.


I echo the ideas of the metal card giving 1% cashback everywhere, maybe upto a maximum of a certain amount to prevent mis-use and don’t allow it on cash withdrawals?


Totally agree tier subscriptions require looking at as some people are age barred from insurances etc.

I saw in one of the updates,it’s going to be an option for credit? Sound very interesting specially for the investors or metal subscribers like me.:partying_face::gift:

I believe that the options we have now that very good for the price and the product that Curve brought to us. It’s true that others the stepped up a bit, but we need to have patience and more will be coming our way.

  1. Think, so far how many companies besides Apple gives your the option to have multiple cards in one.
  2. Keeping in mind the first 1 option. Soon we probably have a credit on the same card what Apple made just for US so far. How many companies will give this options?
  3. In time the perks will increase because smartly for the curve market.
  4. So far you pay the subscription but you get rewarded on the long term…think about it. Do not forget you have a nice insurance with all that cards that you use. I do have
  5. Soon you can have it on Apple Pay one card for all :partying_face:
  6. Are so many benefits just because it’s Curve and more will arrive soon but with patience
    7… many benefits if you think, in just ONE CARD

Breakdown cover would be great