So initially I got the Black because I was sure I saw something about a limit of transactions abroad (I have a commission free card in there that I only use abroad) and hoped that I could lock it away and use the curve for paying my hotel bill abroad and any incidentals.
I have a query about the Blue card
- Access to interbank FX rates (up to £500/month. Fees may apply)
- Fee-free foreign ATM withdrawals (weekend charges apply): £200/month
- Unlimited access to interbank FX rates (additional fees may apply)
- Fee-free foreign ATM withdrawals (weekend charges apply): £400/month
I rarely use any card to take out cash when abroad, so at most it would be paying for food and drink.
So if I understand this right - when (if, witrh coronavirus) I trot off to Europe I can use the Blue up to £500 a month for incidentals and £200 for cash withdrawals?
And surely these rates only apply when you are away from home country as I am sure I have used it for way more than that for Mastercard purchases at home.
Want to make an informed decision about whether to stay with the Black card or save myself £9.99 a month…