Renew Metal?

My annual renewal is due on the 29th of this month, my usage on curve has slowed quite a bit in the last few months, and i mostly use it for FRONTED transactions, i’m wondering if it’s even worth the fee now, the benefits are being eroded over time i.e. Mobile Device coverage wouldnt cover my device. Travel insurance…the less said the better…airport lounge access…ditto…

Anyone else having second thoughts about renewing this year?

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