The new Strong Customer Authentication (SCA) rules requiring chip & pin every 5th (or less) transaction is annoying. I had my first one last week which resulted in a duplicate charge which took a week to get refunded, only a small amount but something else you need to keep an eye on.
Anyway, I was looking how other providers deal with this and found one that resets the SCA limits when you log into their app. Quote "SCA will be required prior to the moment your total spend of contactless transactions exceeds the equivalent of €150 (e.g. 5 transactions of €30 each) since the last SCA event (i.e. the last time you logged into your App). "
It would be great if Curve could do something like this, they could even send a notification when you are approaching the limit so you can reset it in the app. From what I gather the SCA rule needs a second form of identification, chip and pin is one way using the “knowledge” option but it can be done with the “possession” option, i.e. a pre registered phone.
Just a thought to make using Curve easier to use.