Revolut topup. Cash fee charged

I normally topup my revolut card using my Santander current account.

A few months ago I topped it up using Apple Pay via Curve and the underlying card was my Santander credit card.

I notice I’ve been charged £13 interest from Santander because the transaction was processed as a “cash withdrawal”.

I queried this with Santander and they said the payment made to Revolut via Apple Pay/Curve was deemed a cash transaction and that’s why there is a fee.

Is that right?

Yes, it’s nothing to do with Curve though - they just pass through the MCC. This is something you need to discuss with Revolut but there’s been lots of coverage of the issue on the likes of Head for Points. In general Visa cards seem to be OK again but Mastercards are charging fees.

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Thanks. I’ll post on Revolut

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