Saving on bank charges while traveling?

Hello, I’ve got a quick question: I’m travelling to Croatia and my French bank charges 10% on Visa card transactions. If I use my Curve card, will I still get charged 10% or since it goes through Curve I should get no fees? Also who does the conversion rate from HRK to EUR? Thanks a lot

Is the 10% a FX charge? If so, then if you set your underlying French card to EUR in the Curve app, Curve will do the conversion if you spend in HRK, and you will not be charged the 10%.

However…depending on your Curve tier there will be a FX charge (above £500) and their will be a weekend FX charge. More on that here:


Correct, but still much less than 10 %… :wink: