I have been using my Curve card to top up a Revolut account for a long time now, and the underlying credit card has always considered this to be a purchase. Since December, however, this has changed. On 17th I topped up my Revolut account with £200 and was not charged a fee by my credit card provider, but on 19th I was.
Curve Support say " Revolut has sent them with the MCC 6012 (Merchandise and Services - Customer Financial Institution). On the last transaction you made with them, they sent it with the MCC 4829 (Money Transfer)"
Revolut Customer Services, on the other hand say “Revolut is mostly recognized by 4829 and 6012, it also not up to us what is showing in the user’s bank account, it also depends on the VISA/ Mastercard database”.
So, I am being charged, when I wasn’t previously, and Curve nor Revolut can help.
Any ideas how I can avoid the charges?