Since it says it’s a credit card, I am wondering will it be reported to my credit report
Hi and welcome to the Curve Community.
Curve is indeed a credit card in the USA.
Thanks for your question.
I am not sure if you are talking about the EU version, but in the U.S it is clearly classified as a Credit Card
Do you have a screenshot?
FYI, @FlareCO provided this in another post.
Yes, Curve (US Product) does credit checks/reports to one or multiple credit check agencies.
USA Legal Page | Curve - Credit Inquiries
Nope you’ve right I’ve just double checked and you are indeed right it is a credit card.
Weird that it’s not said even in Curve’s promotional material on it’s dedicated USA website.
Does applying for the card in the US result in a hard inquiry on your credit?
FWIW… at least according to CreditKarma I do not have a hard inquiry on either Transunion or Equifax. The Curve $500 credit line is not showing up on my credit reports either.
I have an extensive credit history and good credit, so maybe they just trusted me with that mighty $500 credit line? Idk.
Haven’t seen anything on my Transunion or Experian for hard inquiries, I got a $500 as well and my credit history is vastly limited (am young, was an AU on a card with a high limit for a while so I’ve been approved for anything I’ve applied for but my credit history is still “new”)
I had a hard inquiry on Equifax when I applied, but not seeing the card reported yet.